Cigna insurance plans may be a good option for you if you are looking for alcohol and drug addiction treatment coverage. Cigna offers a variety of plans that cover different types of substance abuse rehab treatment programs.
We will provide an overview of the addiction treatment coverage offered by Cigna. We will also discuss the benefits of choosing a Cigna drug and alcohol rehab center in Sacramento.
Cigna is one of the leading global health insurance companies that offer patients a variety of insurance plans. Cigna plans are available in over 30 countries and cover insurance for more than 85 million people worldwide.
Overall, Cigna’s health insurance plans cover a wide range of health care needs, including addiction treatment.
Depending on your location, Cigna offers a variety of different health plans, such as:
Cigna insurance plans have an extensive network of providers they have contracted with to provide services to their members.
These providers have agreed to accept Cigna’s terms and conditions for reimbursement. In-network providers offer patients lower rates for services than out-of-network providers.
Unfortunately, if you choose to see an out-of-network provider, you may have to pay more out-of-pocket costs. Although Cigna plans will still cover some of the costs for out-of-network providers, you may have to pay a higher deductible, copayment, or coinsurance.
For out-of-network providers, you can pay for some of your services on a sliding scale or work out another type of payment arrangement.
Before visiting a Cigna addiction treatment center in Sacramento, verify the facility and provider’s status with Cigna to avoid any unexpected costs!
There are some excellent benefits to using Cigna insurance for drug and alcohol treatment.
Some of these benefits include:
Cigna insurance plans do have some unfortunate limitations. Some of these limitations include:
Lack of Rural Providers: Some rural patients complain that Cigna has few in-network providers in rural areas. Therefore, you may need to travel long distances for covered care
Cigna plans cover many Cigna substance abuse treatment in Sacramento services. Services rehab centers typically offer the following levels of care:
Cigna will pay for detoxification programs that are part of drug treatment. This might be done in a hospital or outpatient setting.
Detox can be difficult, and medication-assisted treatment (MAT) may help lessen some more challenging detox aspects, like cravings and withdrawal.
For patients requiring intensive rehab treatment, Cigna will cover some related residential costs, like room and board
Outpatient programs offer addiction support to patients who want to stay at home while they are being treated for alcohol and drug addiction.
In this case, Cigna will help pay for some outpatient care costs, like counseling and therapy sessions.
Counseling services provided by mental health professionals typically include meeting with patients one-on-one (individual therapy), in a group setting (group therapy), or with family members (family therapy).
Cigna insurance plans typically cover drug rehab for as long as you need it. However, coverage may be limited if you see an out-of-network provider. An inpatient stay or outpatient session is covered for at least 20 days each calendar year.
The best way to know if your Cigna plan covers addiction treatment is to contact your insurance provider and ask.
Once you are logged in or have spoken with a customer service representative, they can tell you which services your plan covers.
Besides checking benefits and insurance verification, once logged into your myCigna account, you will be able to:
Remember that your coverage could fluctuate depending on your personal plan, so it’s ideal to check with Cigna beforehand to ensure you’re covered for addiction treatment.
The intake counselors at Pathways Recovery are happy to help you verify your insurance coverage and benefits.
We’ll work with you and your family to create a customized treatment plan that meets all your needs—financial and otherwise.
If you or a loved one are struggling with addiction, we can help. Pathways Recovery is a leading Cigna drug and alcohol rehab center in Sacramento that offers a variety of evidence-based substance abuse treatment services, including:
Pathways Recovery is a top-rated drug rehab in Sacramento that accepts Cigna insurance. Our drug and alcohol rehab for men and women is designed to help you overcome addiction.
Besides verifying your rehab coverage, our helpful recovery center staff members can also help find additional financing options for those who need it.
We have huge hearts! We believe in you and encourage and support you during addiction treatment.
775 Sunrise Ave Suite 210Roseville, CA 95661 (916) 735-8377
DHCS Credentials:Men’s Residential Lic# 310023AP Exp: 10/31/23Women’s Residential Lic# 310023DP Exp: 04/30/24Outpatient (IOP): Cert# 310023CP Exp: 07/31/24